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Electronic I-9 & E-Verify

Credit Report

Service Details

FULL SERVICE, FULLY COMPLIANT CREDIT HISTORY CHECKS THROUGH TRANSUNION/EXPERIAN/EQUIFAX

An employment credit history report offers valuable insight into an applicant's sense of responsibility and financial track record. These considerations weigh strongly when hiring for financial services organizations and retail companies or for positions of fiscal responsibility. A good credit check is also an important consideration for property owners performing tenant screening.  Insight’s credit reports cover more than just an applicant’s credit history, including:

  • Identifiable maiden names, aliases and nicknames
  • Prior living addresses and previous employer information
  • Complete Fair Credit Reporting Act (FCRA) compliance and guidance

ROUND OUT A BACKGROUND CHECK WITH A CREDIT HISTORY REPORT

By accessing information from all three major credit bureaus, Insight's credit history background checks can identify whether a job candidate and potential tenant has any accounts in collections, open loans, inquiries made by third parties, or similar warning signs. Credit history checks can be prudent supplements to a criminal records searchsex offender registry check and reference check.

Understanding an individual’s financial health is important for anyone assigned to fiduciary responsibilities, certain sensitive positions or with access to cash, expensive equipment or other people’s property. Telltale signs of trouble may include living beyond one’s means and owning large amounts of debt with no immediate method of repayment -- indicators of financial irresponsibility that may carry over into the workplace.

Insight provides a wide range of financial reports about both individuals and businesses, helping to you understand the financial health of an individual.  A variety of credit reports are available including scored(FICO), unscored, employee and tenant reports.  They cover a range of jurisdictions including the US, Canada and international.

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